Holiday Cancellation & Personal Insurance

HOLIDAY CANCELLATION AND PERSONAL INSURANCE

THIS PAGE IS VERY IMPORTANT. DO PLEASE READ IT.

We have arrange a special insurance scheme with Travel Insurance specialists P J Hayman & Company Ltd to cover clients booking with us. This insurance is provided by Mondial Assistance on behalf of Elvia International. The premium is included in the cost of your holiday for bookings made 35 days or more before the arrival date. The following is a summary of the cover (applicable to all members of your party as notified to us.) Full details will be shown on your policy document.

PREMIUMS: £10 per week or part week

These include Insurance premium Tax of 17.5%

The following is a summary of the cover (applicable to all members of your party, as notified to us) Full details of the terms and conditions of this cover are shown in your policy document.

Cancellation Cover – up to the cost of your holiday

Insurers will reimburse your irrecoverable pre-booked travel and accommodation charges, if the holiday is necessarily and unavoidably cancelled due to a cause outside your control.(Excess £35 per party – other than Loss of Deposit claims £10 per party)*

Curtailment Cover – up to the cost of your holiday

Insurers will reimburse the proportion of your holiday costs that are lost following the abandonment of the holiday on written medical advice.(Excess £35 per party)*

UK Helpline – Emergency Assistance

The following cover applies under this section if the Insured Person is hospitalised more than 25 miles away from usual place of residence:

	Emergency Medical Repatriation and Travel Expenses – up to £10,000 (Excess £35 per person)*
	Emergency Accommodation Expenses – up to £200
	Visit by close relative (transport costs) – up to £250
	Transport of deceased person – up to £1,000
	Hospital Benefit – up to £200 (£10 per day)
	Repatration of vehicle/luggage – up to £1,000

Baggage & Money Cover – up to £1,000

	Personal Accident – up to £10,000
	Personal Liability– up to £1,000,000
	Ferry delays over 6 hours – up to £20
	£15 per day (max £75) where beaches unfit for use due to pollution
	Natural Catastrophe – up to £500
	Loss of amenity/significant nuisance – up to £500

	You are aware of any set of circumstances that may lead to a claim;
	You are receiving treatment or are on the waiting list for treatment in a hospital or nursing home,
	You are expecting to give birth within 14 weeks of the date of arrival home;
	You are traveling against the advice of a medical practitioner or for the purpose of obtaining treatment;
	You have been given a terminal prognosis;
	Is suffering or has suffered from a diagnosed psychiatric disorder, anxiety or depression.